This is genius.

Albert conducts your financial life so you can make good money decisions with confidence.


Stretch savings. Cut costs. Reach goals.

Albert does the work for you.

Albert app

Instant cash

Albert Instant monitors your balances, bills and spending. If you risk overspending, we alert you.

In a pinch, advance up to $100 from your next paycheck. No credit check. No interest.

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Smart savings

Put your goals in reach with Albert Savings, our automatic savings feature.

No fees. Free withdrawals. And up to 0.25% annual cash bonuses, just for saving.

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Albert app
Albert app

Guided investing

Own your share of popular worldwide funds with a custom portfolio by Genius.

Our registered advisors guide you along the way. No experience needed. Invest with just $1.

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Lower bills

Lower bills

Our expert negotiators use insider knowledge to save you hundreds on monthly bills.

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Lower bills

Real-time alerts

We never miss a beat, keeping old subscriptions, rising bills and bank fees in check.

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Lower bills

Seamless budget

Understand your spending on a deeper level. Smart bank syncing helps visualize your cash flow.

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Albert Genius

You face financial choices every day. Make those choices with Genius.

Combining human insight with cutting-edge automation, Genius powers your financial life. Streamline your savings, invest with guidance and get advice on-demand.

Our advisors are real people, who work alongside the app to provide advice via text. We call them our “geniuses.”

Albert Genius

Serious security

Albert Savings are FDIC-insured.

Albert Investments are SIPC-protected.

Powerful protection
We guard your data like it's our own.

Albert works with some of the world’s largest financial institutions to hold our security measures to high standards. We use the latest encryption technology to protect your sensitive personal information.

Good news about Albert

New York Times
Fast Company
Tech Crunch

Albert is a mobile app that offers practical financial advice and partners with financial institutions… to integrate their services through the app.